Planning

A home budget beyond the asking price

Three separate parts make a budget easier to understand: acquisition, moving in and ongoing ownership.

One-off costs

Alongside the price, list the costs applicable to your transaction. Request written calculations with dates and assumptions. An article's estimate cannot replace a calculation for a particular property and buyer.

Getting the home ready

Furniture, moving, minor works, appliances and connections may need their own budget. Separate pre-move essentials from things that can wait. For works, clarify scope, timing and the basis for possible price changes.

The annual picture

Bring together recurring payments, maintenance, insurance and a contingency allowance. Note the source and confidence level of each figure. This helps compare homes even when their asking prices are similar.

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A home budget beyond the asking price

One-off costs

Getting the home ready

The annual picture

Money and tax

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